These nutritious Banana Chocolate Chip Muffins have whole grains, less added sugar, and the BEST flavor. They’re a great breakfast or snack option…or just as a way to use up overripe bananas!

These banana muffins have been a family favorite for years. They are easy to make since the batter simply mixes together in a bowl and they get their sweetness primarily from ripe bananas.
There’s a bit of added sweetener in the mix to help even things out and just enough dark chocolate to make these feel like a treat.
The Healthy Banana Muffins have beneficial fats, potassium, protein, and even some fiber. But mostly…they just taste really good!
I love the hint of peanut butter in these and that they’re a really satisfying muffin for kids, either on their own or topped with more peanut butter, cream cheese, or butter.
Why This Recipe Works
With whole grains for nutrition and ripe bananas for sweetness, plus a hit of dark chocolate for extra yum, these muffins are a perfect combination of delicious and nutritious.
(You may also like my Sugar-Free Banana Muffins, Banana Yogurt Muffins, and my Mini Chocolate Chip Muffins.)
Table of Contents
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Ingredients You Need
To make these Healthy Banana Chocolate Chip Muffins, you’ll need the following ingredients on hand.

- Flour: You can use whole wheat flour or buckwheat. Buckwheat flour is a great gluten-free alternative that’s incredibly nutritious.
- Cinnamon: This adds a pleasant flavor to the muffin batter.
- Ground flaxseed: This is optional, but is an easy way to add in more healthy fats and fiber.
- Ripe bananas: These are key to the classic banana flavor, so do be sure to use very ripe bananas with a lot of brown spots.
- Baking powder and baking soda: These work together to help the muffins rise and cook through.
- Vanilla extract: A little vanilla enhances the flavor of the banana muffins.
- Milk: I bake with whole milk, but you can really use any type. Nondairy milk works too.
- Peanut butter: You can use creamy unsweetened peanut butter here, or trade in regular melted butter for a nut-free version.
- Eggs: I bake with large eggs and in this recipe, they help create structure and moistness.
- Chocolate chips: We usually top our muffins with a few chocolate chips, though you can also stir them right into the batter.
Featured Review⭐️⭐️⭐️⭐️⭐️
“These deserve 6 stars! They are the best banana muffins and a healthier choice too. They are very moist.” —Michelle
Step-by-Step Directions
Here’s a preview of how to make these Healthy Banana Chocolate Chip Muffins so you know what to expect from the process. Scroll down to the end of this post for the full information, including the amounts and the timing.

Step 1. Peel the banana and mash until very smooth.

Step 2. Add the dry ingredients to a medium bowl and stir to evenly distribute.

Step 3. Add the wet ingredients to the bowl. Stir together gently. Stir in the chocolate chips.

Step 4. Add to a muffin tin, dividing the batter among greased cups, and bake.
TIP: This recipe is for standard size muffins, but you can make them as mini muffins if you reduce the baking time.
Frequently Asked Questions
You’ll want to make sure that your bananas are very ripe with brown spots to ensure the best banana flavor and natural sweetness—which also enables us to use less added sugar in these. So they should look very brown!
Simply let them cool and store in a zip top freezer bag with as much air removed as possible for up to 3 months. Warm from frozen in the microwave in 15 second increments or thaw at room temp or in the fridge.
I know that it can be hard to bake gluten-free baked goods that the entire family will want to eat, but these definitely fit the bill. They’re moist and sweet, and are so good when served alongside coffee or milk. Buckwheat flour, which is naturally gluten-free and also very nutritious with ample fiber and protein, works really well here. It has a mild flavor too and is widely available in the flour or natural foods section of most grocery stores.
How to Store
Store the cooled Healthy Banana Chocolate Chip Muffins in an airtight container in the fridge for up to 5 days. You can freeze fully cooled muffins store in a zip top freezer bag with as much air removed as possible for up to 3 months. Warm from frozen in the microwave in 15 second increments or thaw at room temp or in the fridge.
Best Tips for Success
- Use very ripe bananas with brown spots for the best flavor.
- To make these gluten-free, use buckwheat flour.
- To make these dairy-free, use nondairy milk.
- You can leave out the chocolate chips if desired.
- If you have more bananas to use, try my Banana Smoothie with Milk, Banana Oatmeal Breakfast Cookies, and Banana Cupcakes.
Related Recipes
I’d love to know your feedback on this recipe if you try it, so please comment below to share!

Healthy Banana Chocolate Chip Muffins
Ingredients
- 1 cup very ripe mashed banana (about 2 medium)
- 2 large eggs
- ¾ cup milk (dairy or plain unsweetened nondairy milk)
- 3 tablespoons peanut butter (or regular butter, melted and cooled)
- 1 teaspoon pure vanilla extract
- 1 cup whole wheat flour (or buckwheat flour)
- ¼ cup sugar
- 2 tablespoons ground flaxseed (optional)
- 1 teaspoon cinnamon
- 1 teaspoon baking powder
- ½ teaspoon baking soda
- ¼ teaspoon salt
- ¼ cup dark chocolate chips (roughly chopped or use mini chips)
Instructions
- Preheat the oven to 400 degrees F and grease a standard muffin tin. Set aside.
- Mash the banana very smooth with a potato masher or fork.
- Add the flour, sugar, flaxseed (if using), cinnamon, baking powder, baking soda, and salt to a medium bowl. Stir together.
- Add the banana, eggs, milk, peanut butter, and vanilla and stir well.
- Add the chocolate chips.
- Spoon batter into prepared muffin tin, using about ¼ cup batter for each. Top with additional chocolate chips if desired.
- Bake for 16-20 minutes or until a cake tester inserted into the center comes out cleanly and the edges are golden brown.
- Let cool for about 5 minutes in the pan, then run a paring knife around the edges to help remove the muffins. Cool on a wire rack.
Equipment
Video
Notes
- Use very ripe bananas with brown spots for the best flavor.
- Gluten-free: Use buckwheat flour.
- Dairy-free: Use nondairy milk.
- Find my Vegan Banana Muffins or my Sugar-Free Banana Muffins here egg-free banana muffins.
- Store in an airtight container in the fridge for up to 5 days.
- You can freeze fully cooled muffins store in a zip top freezer bag with as much air removed as possible for up to 3 months. Warm from frozen in the microwave in 15 second increments or thaw at room temp or in the fridge.
- Serve cold or slightly warmed.
- Dice for younger kids if desired.
- You can leave out the chocolate chips if desired.
Nutrition
This post was first published February 2018.


























Family favorite! Ive been making a double batch of these muffins every week or so for our wake up snack for over two years! We love these muffins so much! I’ve never made them with the added sugar and they are still perfection but I’m sure with it they would be the perfect dessert. So grateful to have found an easy recipe I could commit to memory and whip up with my toddler .
Absolutely love these muffins! This recipe will be our new go to!
Can I add cocoa powder to the recipe to make it chocolate muffins?
I would reduce the flour by 1/4 cup and add 1/4 cup sifted unsweetened cocoa powder. Enjoy
I make these for the family all the time and make a triple batch and freeze for later! I swap the eggs out with chia seed “eggs” and they come out great!
We loved it, even my picky daughter. I wanted to make it gluten free, but didn’t wanted overpower with buckwheat. I used 50-50 buckwheat and plain gluten free flour (I did added some xtangum as my flour didn’t had any)
The muffins turned out perfect, they were soft and fluffy. The best gluten free muffin I had ever made.
Also loved it it didn’t had too much sugar, not overly sweet, but because of the chocolate chips they were lovely sweet (we used white and semi sweet chocolate chips, that what we had on hands) also we put some prinkles on some od them instead of chocolate.
It was fun and easy recipe to make it with a 5 years old.
Thank you for sharing it.
Great recipe! I substituted 1 cup almond flour and 1 cup oat flour instead of the 1 cup wheat flour. They turned out perfect!
Can I use sun butter?
Sure
Made these on the fly this morning, went a little overboard on the chocolate chunks 🤭 and did 1/2 whole wheat 1/2 buckwheat flour. Probably an extra tbsp of flax as well.
Absolutely delicious. And even tho I added a bit more peanut butter, cause I didn’t measure it, it wasn’t over powered. Didn’t have baking soda, so just triple the baking powder. Worked out great.
These turned out delicious in taste and texture. I omitted baking soda (as didn’t have any, just used powder), and used less sugar for my toddler. Will definitely be making these again!
Can you use a defrosted frozen banana?
Yes, just drain off any excess liquid first.
Excellent recipe I made mini muffins for my 1 yr old grandaughter She approves!
I’m so glad!
Can you use all purpose flour instead?
yes i used all purpose flour and it tasted great!
We make weekly for a hearty breakfast:)
These were delicious and I had all the staple ingredients at home. My suggestion to the author, on step 2, add “in a separate bowl mash the bananas”. I am a well seasoned baker so I know to not mix wet and dry ingredients but step 3 can cause confusion. This recipe is excellent and I will certainly make it again for the family.
Yum! These were quick and easy to throw together with ingredients around the house (plus bananas strategically bought ahead of time) with my 3 year old as my assistant. Fully approved by the whole family. I made a double batch and I’m glad I did, the extras will be great to pull out of the freezer and pop into lunch boxes.